Finance Department

at Fox Kia Grand Rapids

Finance Your Next Ride at Fox Kia

When it comes time to upgrade, it's important to make the process as smooth as possible. This is exactly the kind of experience that the finance department at Fox Kia aims to provide for all our customers when it comes to all things financing near Holland. We understand that the process is complicated, so let us help you digest it in a way that's simple and easy to understand.

Want to Talk Auto Finance?

When drivers around Kentwood come to our dealership, they can expect to be well taken care of. Our team will take the time to get to know you and your needs to help you find a personalized loan or lease option that fits perfectly into your budget. We'll give you all the tools and information you need to make an informed decision.

Apply for Car Financing in Grand Rapids

If you choose to apply for car financing online, the process is very easy and quick. All you must do is give us a few simple details about yourself including contact information, employment, and banking. Select the car you want and our team will get to work processing your application. We've worked with drivers across a range of different budget options and we're confident we can find a solution that works for you.

Is Buying or Leasing Right for You?

One of the first questions that every driver faces is whether buying or leasing is the right way to go. At Fox Kia Grand Rapids, both options are available to you. We're happy to help set you up with a long-term financing option on a new, used, or certified pre-owned Kia that works you towards full vehicle ownership. Otherwise, if you prefer to always stay on top of what's new, feel free to check out our leasing options on new Kia vehicles around Wyoming.


If you're the type that easily gets attached and see your vehicle as an asset, we recommend long-term financing. You'll have complete ownership over your vehicle with no restrictions on things such as mileage or customization. Plus, once you've paid off the vehicle, having a working vehicle that doesn't have any monthly costs associated with it is a huge boon to your financial situation.

  • No restrictions on mileage driven
  • No restrictions on vehicle modifications
  • Lower vehicle insurance rates
  • The ability to build equity in the vehicle over time
  • Once the vehicle is paid off, you'll have no monthly payments thereby freeing your budget
  • Once the vehicle is paid off, you can sell it off or trade it in towards the purchase or lease of another vehicle


However, if you prefer to experience all the latest innovations, technology, and upgrades that come year after year, you'll want a short-term lease. Lessees always have access to the newest vehicles, and typically have lower monthly payments than those who finance. Newer vehicles also come with next to no maintenance costs, so being a lessee is a very stress-free situation. And, of course, if you find that you've fallen in love with your leased vehicles, you have the option to buy at the conclusion of your lease.

  • Lower monthly payments that allow for greater financial freedom
  • Minimal maintenance costs thanks to the warranty coverage
  • Smaller down payments are required when the lease is signed
  • You'll always be driving a new vehicle with the latest features

Get to Know the Fox Buy Your Way Program

The Fox Buy Your Way program is a five-step process that takes you through our dealership's entire car shopping process from the comfort of your own home. The five steps are as follows:

  1. Find Your Vehicle
  2. Select Your Payment Plan
  3. Value Your Trade-In
  4. Apply for Financing
  5. Schedule a Vehicle Delivery

Explore our Protection Plans

Sometimes, it's nice to have that extra layer of protection. This is exactly what our array of Kia finance products offers you as an optional upgrade over your current warranty protection.

  • Environmental Protection
  • Guaranteed Auto Protection (GAP)
  • Key Protection
  • Lease Wear and Use
  • Maintenance Plans
  • Paintless Dent Repair
  • Road Hazard Tire & Wheel
  • Select Care
  • Select Protection
  • Universal Security Guard
  • Vehicle Service Contracts

Let's Get Started Financing or Leasing Your Next Vehicle in Grand Rapids

Ready to see how our team of professionals can help? Get in touch with us today. We've worked with a diverse range of drivers with various budget options, and we're confident that we can work with you. As always, we look forward to serving you.

  1. Fox Kia

    4141 28th Street SE
    Grand Rapids, MI 49512

    • Call: 616-942-5000
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Get in Touch

  • Contact our Sales Department at: 616-942-5000
  • Monday9:00 AM - 6:00 PM
  • Tuesday9:00 AM - 6:00 PM
  • Wednesday9:00 AM - 6:00 PM
  • Thursday9:00 AM - 6:00 PM
  • Friday9:00 AM - 6:00 PM
  • Saturday9:00 AM - 2:00 PM
  • SundayClosed